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The Phoenix Finance is a boutique business financing firm that leverages our management team’s small business ownership experience to provide customized out of the box financing options for our clients. We are a direct funder of merchant cash advances with a specialty in funding high risk and hard to fund businesses. Here at The Phoenix Finance, we treat you like a business partner rather than a customer.

MCA

Merchant Cash Advance

The Benefits

No minimum credit score required! Bad credit? It’s ok!

No fixed monthly payments!

No points or upfront fees!

Minimum paperwork required.

No collateral needed.

No business use restrictions – spend your money the way you want

Approvals within 48 hours of application submission.

Merchant Cash Advance

A merchant cash advance is a great way to get funding for your business fast.  In some cases, you can be funded on the same day!

A merchant cash advance is not a loan.  We are purchasing your future sales at a discount for a flat fee, there is no interest rate.  You repay the advance via a percentage of your future sales.  There is no fixed repayment period!  The payments can be made as daily or weekly ACH payments, or as a percentage of credit card sales.  We will analyze your business cash flow to determine the most affordable payment for you.

Approval amounts range from as little as $2,000 to as high as $1,000,000!

Do you have a business bank account?

Have you been in business at least 3 months?

Do you generate more than $120,000 in annual revenue?